:root{--navy:#0A1430;--night:#050A1A;--indigo:#14244F;--paper:#F6F7FB;--surface:#FFFFFF;--line:#DCE0EC;--text:#0E1733;--muted:#3B4560;
--gold:#F5C451;--ember:#E8963A;--gold-text:#6A4300;--ok:#14553D;--warn:#7E2E2E;--hero-text:#F4F5FA;--hero-muted:#B3BCD6;
--radius-lg:20px;--radius:12px;--radius-sm:8px;
box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--paper:#0A1022;--surface:#111A33;--line:#24304F;--text:#EDEFF7;--muted:#A3ACC6;--gold-text:#F5C451;--ok:#7FD1AE;--warn:#E5928A}}
:root[data-theme="dark"]{--paper:#0A1022;--surface:#111A33;--line:#24304F;--text:#EDEFF7;--muted:#A3ACC6;--gold-text:#F5C451;--ok:#7FD1AE;--warn:#E5928A}
html{scroll-padding-top:calc(env(safe-area-inset-top,0px) + 80px);scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
*,*::before,*::after{box-sizing:inherit;margin:0;padding:0}
body{background:var(--paper);color:var(--text);font:400 1.0625rem/1.65 'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif}
h1,h2,h3{font-family:'Bricolage Grotesque','Segoe UI',system-ui,sans-serif;line-height:1.1;letter-spacing:-.01em}
a{color:var(--gold-text)} img,svg{max-width:100%;display:block}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--ember);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;color:#000;padding:8px 12px;z-index:99}
/* header */
.site-head{position:sticky;top:0;z-index:40;background:rgba(10,20,48,.94);backdrop-filter:blur(10px);border-bottom:1px solid rgba(245,196,81,.18)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.brand{display:flex;align-items:center;gap:10px;color:var(--hero-text);text-decoration:none;font:700 1.15rem 'Bricolage Grotesque',sans-serif}
.brand svg{width:32px;height:32px}.brand small{display:block;font:500 .62rem 'IBM Plex Sans',sans-serif;letter-spacing:.24em;color:var(--gold)}
nav.main{display:flex;align-items:center;gap:22px}
nav.main a{color:var(--hero-muted);text-decoration:none;font-size:.95rem;min-height:44px;display:inline-flex;align-items:center}
nav.main a:hover,nav.main a[aria-current]{color:var(--hero-text)}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;padding:12px 22px;font:500 1rem 'IBM Plex Sans',sans-serif;text-decoration:none;cursor:pointer;min-height:44px}
.btn-gold{background:linear-gradient(120deg,var(--gold),var(--ember));color:var(--night)}
.btn-ghost{border:1px solid rgba(245,196,81,.45);color:var(--hero-text);background:transparent}
.btn-line{border:1px solid var(--line);color:var(--text);background:var(--surface)}
nav.main .btn{padding:9px 18px;color:var(--night)}
.menu-btn{display:none;background:none;border:1px solid rgba(245,196,81,.4);color:var(--hero-text);border-radius:999px;padding:8px 16px;font:inherit;min-height:44px}
@media(max-width:900px){.menu-btn{display:block}nav.main{display:none;position:absolute;top:72px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;padding:16px 24px 24px;gap:14px;border-bottom:1px solid rgba(245,196,81,.2)}nav.main.open{display:flex}}
/* hero */
.hero{background:radial-gradient(900px 500px at 85% -20%,rgba(232,150,58,.22),transparent 60%),linear-gradient(180deg,var(--navy),var(--night));color:var(--hero-text);padding:80px 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:end}
.hero h1{font-size:clamp(2.4rem,5.4vw,4.2rem);max-width:13ch}
.hero p.lede{color:var(--hero-muted);font-size:1.18rem;max-width:34em;margin:22px 0 30px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:72px}
.chain{list-style:none;border-left:1px solid rgba(245,196,81,.3);margin-bottom:72px}
.chain li{position:relative;padding:0 0 26px 30px}
.chain li:last-child{padding-bottom:0}
.chain li::before{content:"";position:absolute;left:-7px;top:6px;width:13px;height:13px;background:var(--gold);clip-path:polygon(50% 0,62% 38%,100% 50%,62% 62%,50% 100%,38% 62%,0 50%,38% 38%)}
.chain b{display:block;font:600 1.05rem 'Bricolage Grotesque',sans-serif}
.chain span{color:var(--hero-muted);font-size:.95rem}
@media(max-width:860px){.hero{padding-top:48px}.hero-grid{grid-template-columns:1fr;gap:0}.hero .ctas{margin-bottom:48px}}
/* sections */
section.band{padding:88px 0;border-bottom:1px solid var(--line)}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem);max-width:22ch}
.intro{color:var(--muted);max-width:40em;margin-top:14px}
.cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;margin-top:44px}
.cols h3{font-size:1.15rem;margin-bottom:8px}.cols p{color:var(--muted);font-size:.98rem}
@media(max-width:900px){.cols{grid-template-columns:1fr 1fr}}@media(max-width:560px){.cols{grid-template-columns:1fr}}
.steps{list-style:none;counter-reset:s;margin-top:44px;display:grid;gap:0}
.steps li{counter-increment:s;display:grid;grid-template-columns:64px 1fr;gap:20px;padding:22px 0;border-top:1px solid var(--line)}
.steps li::before{content:counter(s);font:700 2rem/1 'Bricolage Grotesque',sans-serif;color:var(--gold-text)}
.steps h3{font-size:1.15rem;margin-bottom:4px}.steps p{color:var(--muted);max-width:40em}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:36px}}
.ticks{list-style:none;margin:22px 0 28px}
.ticks li{padding:10px 0 10px 28px;border-bottom:1px solid var(--line);position:relative}
.ticks li::before{content:"";position:absolute;left:2px;top:17px;width:12px;height:12px;background:var(--ember);clip-path:polygon(50% 0,62% 38%,100% 50%,62% 62%,50% 100%,38% 62%,0 50%,38% 38%)}
.rules{display:grid;grid-template-columns:1fr 1fr;gap:56px;margin-top:40px}
.rules h3{font-size:1.25rem;margin-bottom:14px}
.rules dt{font-weight:600;margin-top:16px}.rules dd{color:var(--muted)}
.rules .never dt{color:var(--warn)}.rules .always dt{color:var(--ok)}
@media(max-width:760px){.rules{grid-template-columns:1fr;gap:28px}}
/* forms */
.tabs{display:flex;gap:8px;margin:32px 0 0;flex-wrap:wrap}
.tabs button{border:1px solid var(--line);background:var(--surface);color:var(--text);border-radius:999px;padding:10px 20px;font:inherit;cursor:pointer;min-height:44px}
.tabs button[aria-selected="true"]{background:var(--navy);color:var(--hero-text);border-color:var(--navy)}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px;margin-top:20px}
.panel[hidden]{display:none}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:640px){.grid2{grid-template-columns:1fr}.panel{padding:22px}}
label{display:grid;gap:6px;font-size:.93rem;font-weight:500}
fieldset{border:0;display:grid;gap:8px}legend{font-size:.93rem;font-weight:500;margin-bottom:6px}
.checks{display:flex;flex-wrap:wrap;gap:8px 18px}.checks label{display:flex;align-items:center;gap:8px;font-weight:400}
input,select,textarea{font:inherit;color:var(--text);background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:11px 13px;width:100%;min-height:44px}
input[type=checkbox]{width:18px;height:18px;min-height:0;accent-color:var(--ember)}
textarea{min-height:100px;resize:vertical}
.confirm{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
.confirm input{margin-top:4px;flex:none}
.form-stack{display:grid;gap:16px}
.note{color:var(--muted);font-size:.9rem}
.status{padding:12px 14px;border-radius:var(--radius-sm);font-size:.95rem}
.status.ok{background:rgba(31,107,79,.12);color:var(--ok)}.status.err{background:rgba(154,63,63,.12);color:var(--warn)}
.hp{position:absolute;left:-9999px}
/* faq */
details{border-top:1px solid var(--line);padding:18px 0}
details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;font:600 1.1rem 'Bricolage Grotesque',sans-serif;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}summary::after{content:"+";color:var(--gold-text);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"−"}
details p{color:var(--muted);margin-top:10px;max-width:46em}
/* page */
.page-head{background:linear-gradient(180deg,var(--navy),var(--night));color:var(--hero-text);padding:64px 0 56px}
.page-head h1{font-size:clamp(2.1rem,4.4vw,3.2rem)}.page-head p{color:var(--hero-muted);margin-top:12px;max-width:38em}
.crumbs a{display:inline-block;padding:12px 0}.crumbs a{display:inline-block;padding:12px 0}.crumbs{font-size:.88rem;color:var(--hero-muted);margin-bottom:14px}.crumbs a{color:var(--hero-muted)}
.prose{max-width:46em;padding:56px 0 80px}.prose h2{font-size:1.4rem;margin:32px 0 10px}.prose p,.prose li{color:var(--muted);margin-bottom:12px}.prose ul{padding-left:22px}
.auth{max-width:460px;margin:56px auto 96px}
/* formulary */
.fcat{margin-bottom:48px}.fcat h2 a{color:var(--text);text-decoration:none}.fcat h2 a:hover{color:var(--gold-text)}
.flist{list-style:none;margin-top:18px;border-top:1px solid var(--line)}
.flist a{display:grid;gap:2px;padding:16px 0;min-height:44px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--text)}
.flist a b{font:600 1.1rem 'Bricolage Grotesque',sans-serif}.flist a span{color:var(--muted);font-size:.95rem}.flist a:hover b{color:var(--gold-text)}
.pgrid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start;padding-bottom:72px}
.pside{position:sticky;top:96px;display:grid;gap:16px;margin-top:48px}.pside .panel{margin-top:0}
.rel{list-style:none;margin-top:10px}.rel li a{display:flex;align-items:center;min-height:44px}
@media(max-width:860px){.pgrid{grid-template-columns:1fr;gap:0}.pside{position:static;margin-top:0}}
/* footer */
footer.site-foot{background:var(--night);color:var(--hero-muted);padding:56px 0 40px;font-size:.93rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
footer .fh{color:var(--hero-text);font:600 1rem 'Bricolage Grotesque',sans-serif;margin-bottom:10px}
footer a{color:var(--hero-muted);display:flex;align-items:center;min-height:44px;text-decoration:none}footer a:hover{color:var(--hero-text)}
.disclaim{border-top:1px solid rgba(245,196,81,.15);margin-top:36px;padding-top:24px;font-size:.85rem;max-width:60em}
@media(max-width:760px){.foot-grid{grid-template-columns:1fr}}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:40px}
@media(max-width:900px){.cards{grid-template-columns:1fr 1fr}}@media(max-width:560px){.cards{grid-template-columns:1fr}}
.card{display:block;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--text);min-height:44px}
.card h3{font-size:1.12rem;margin-bottom:6px}.card p{color:var(--muted);font-size:.97rem}
.card .go{display:inline-block;margin-top:12px;color:var(--gold-text);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.card:hover{border-color:var(--ember)}.card:hover h3{color:var(--gold-text)}
.lines{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}
@media(max-width:760px){.lines{grid-template-columns:1fr}}
.line{display:block;border-radius:var(--radius-lg);padding:32px;text-decoration:none;color:var(--hero-text);background:linear-gradient(160deg,var(--navy),var(--indigo));min-height:44px}
.line h3{font-size:1.5rem;margin-bottom:8px}.line p{color:var(--hero-muted)}.line span{display:inline-block;margin-top:16px;color:var(--gold);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.sister{margin-top:36px;padding:20px 24px;border:1px dashed var(--line);border-radius:var(--radius);color:var(--muted)}
.pgrid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start;padding-bottom:72px}
.pside{position:sticky;top:96px;display:grid;gap:16px;margin-top:48px}.pside .panel{margin-top:0}
.rel{list-style:none;margin-top:10px}.rel li a{display:flex;align-items:center;min-height:44px}
@media(max-width:860px){.pgrid{grid-template-columns:1fr;gap:0}.pside{position:static;margin-top:0}}
.who{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;margin-top:40px}
.who h3{font-size:1.1rem;margin-bottom:6px}.who p{color:var(--muted);font-size:.97rem}
@media(max-width:900px){.who{grid-template-columns:1fr 1fr}}@media(max-width:560px){.who{grid-template-columns:1fr}}